Pros and Cons of Long Term Care Insurance

Pros and Cons of Long Term Care Insurance

Long term care insurance is a particularly important type of insurance. This type of policy is meant to provide for your personal care and wellness when you reach an age or health condition where you need assistance with the basic functions of living.

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Why You Need an Umbrella Insurance Policy

Umbrella Insurance Policy

An umbrella insurance policy, sometimes known as excess liability, is additional personal liability coverage that supplements auto and homeowner insurance liability coverage and protects you from a wide variety of risks. Umbrella policies have been historically purchased by wealthy individuals with substantial assets to protect, but anyone with assets and a decent income can benefit from the extra coverage.

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Group Life Insurance vs. Personal Policy

If you are joining a new company, you will be faced with selecting your benefits. Should you own a personal life insurance policy as opposed as to joining a group life insurance policy offered through your company? Listen to the advice

Disability Insurance

Bob and Michael Whitman discuss disability insurance. A listener question asks: My employer pays for me to get 60% of my pay if I’m disabled. I figure that is OK as social security disability benefits should make up the difference. Is this logic sound? The answer is no. Hear why. Listen to the discussion on …

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