Insurance

Insurance Needs for Empty Nesters

Insurance Needs for Empty Nesters

Once the kids are out of the house (and it’s just you and your spouse), how do your insurance needs change now that you are empty nesters? Read below as we discuss the various policies and how your coverage may need to adjust. 

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Term Life or Whole Life – Which Insurance is Best for You?

Term Life or Whole Life Insurance

Determining which life insurance is right for you and your family can be a confusing topic. Should you buy term life or whole life insurance? Deciding which to purchase is a personal decision that should be based on the financial needs of your family as well as your financial goals. However, no matter what, life insurance is a very important part of your family’s financial security.

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Homeowners Insurance for Older Homes

Homeowners Insurance for Older Homes

Before we delve into the topic of getting homeowners insurance for older homes, we must first answer the question, “Just what counts as an ‘older home?’” If you watch a lot of HGTV’s Fixer Upper or other home improvement shows, you might define an ‘older home’ as one built in the 1920s, 1930s or 1940s.

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Homeowners Insurance – When Should You File a Claim?

Should you file a Homeowners Insurance Claim?

Not everything that happens to or in your home, or on your property, needs to send you running to your home insurance company to file a claim. It can be far smarter to not sweat the small stuff when it comes to filing claims, saving that step for when something truly catastrophic happens.

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Homeowners Insurance Coverage – How Much Should You Have?

Homeowners Insurance Coverage - How Much Should You Have?

When seeking the best homeowners insurance coverage for your house and for your possessions, you might think that the insurance company’s walk-through cost estimator of your insurance needs will make the decision for you. But there are details that you need to think about and factor into your home insurance decisions as well.

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Life Insurance Protection when Approaching Retirement

Life Insurance Protection when Approaching Retirement

Contrary to many financial advice, there are times when you may want to continue life insurance coverage as you approach and enter retirement. There can be many reasons to keep life insurance coverage so don’t be too quick to pull the trigger on getting rid of your life insurance as you approach retirement.

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Pros and Cons of Long Term Care Insurance

Pros and Cons of Long Term Care Insurance

Long term care insurance is a particularly important type of insurance. This type of policy is meant to provide for your personal care and wellness when you reach an age or health condition where you need assistance with the basic functions of living.

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