Financial Spotlight Interviews

Three Cs of Credit

In the final post on Bob’s interview with Dave Perry, Sr. Vice President of Fidelity Bank and Larry LaChance, President of Banker’s Capital, Dave and Larry discuss how their companies make decisions when someone is looking to borrow. Dave discusses the 3 C’s of credit – character, capacity and collateral. By looking at these three …

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Commercial Financing – SBA 504 Loan and Small Business

Bob continues his interviews with Dave Perry, Sr. Vice President of Fidelity Bank and Larry LaChance, President of Banker’s Capital, about various topics on residential and commercial lending. Dave discusses the SBA 504 loan available to businesses trying to buy a commercial building. These new programs ensure the borrower has “skin in the game” so …

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Residential Real Estate – Mortgages and Property Values

Bob interviews Dave Perry, Sr. Vice President of Fidelity Bank and Larry LaChance, President of Banker’s Capital, about various topics on residential and commercial lending. The first interview is with Dave regarding the residential mortgage market. They discuss current market conditions. Did you know that as of January 2012, if your mortgage has been sold …

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