Financial Planning

How to Choose a Financial Advisor

How to Choose a Financial Advisor

A financial advisor helps people plan, invest, protect and manage their hard-earned money so they can reach their financial goals. One of the challenges in finding and choosing a financial advisor is finding one that will put your interests first.

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How to Budget for Home Maintenance Costs

How to Budget for Home Maintenance Costs

Home maintenance costs are some of the most common surprises for first-time home buyers. When people contemplate whether or not they can afford a new home, they typically consider two things: if they have enough money for the monthly mortgage payment and if they can also afford the annual property taxes. Unfortunately, most people don’t think about home maintenance costs.

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Financial Planning Do’s and Don’ts

Financial Planning Do's and Don'ts

When it comes to financial planning, many people start off unaware of how damaging their bad financial habits can be but also relieved to find out that they may have been practicing some good financial planning all along. So to help you spot your own financial habits, we’ve collected some of the top Do’s and Don’ts of financial planning to help you shift your mindset around good money habits.

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Fiduciary Standard vs Suitability Rule – Choosing a Financial Advisor

Fiduciary Standard vs Suitability Rule - Choosing a Financial Advisor

Although the term fiduciary has been around for a very long time, most have not heard of it until recently. Our former president and the Department of Labor decided that it was in the best interest of the nation to hold financial professionals who provide advice to the public as it relates to their retirement accounts to what is called the “fiduciary standard”. Despite the enhanced visibility of the term ‘fiduciary,’ many people still aren’t entirely clear about its definition, let alone how the term impacts their own financial situation or choosing a financial advisor.

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