Financial Surprises in Retirement

Financial Surprises in Retirement

Even with the most careful and forward-thinking retirement planning, there are still some financial surprises you may face. Those extra costs and financial drains can make quite a dent into your portfolio, as well as in your everyday savings and money on-hand, potentially setting you back a few steps in your smart retirement preparations.

Read more

Market Timing – A Fool’s Errand

Market Timing - A Fool's Errand

“Given the uncertainty in the stock market, should I stop contributing to my 401K?” It’s a question we hear all too often as nervous investors follow the news of the stock market’s ‘wild ride’. Many clients think about stepping off the wild ride, thinking they can sit out the market’s fluctuations to avoid losing money. But very often, when you have the strongest emotional urge to step out of the market, you will create the very outcome you fear.

Read more

Financial Planning Do’s and Don’ts

Financial Planning Do's and Don'ts

When it comes to financial planning, many people start off unaware of how damaging their bad financial habits can be but also relieved to find out that they may have been practicing some good financial planning all along. So to help you spot your own financial habits, we’ve collected some of the top Do’s and Don’ts of financial planning to help you shift your mindset around good money habits.

Read more

Small Business Exit Strategy – Plan Now for Maximum Benefits

Small Business Exit Strategy – Plan Now for Maximum Benefits

According to the Small Business Administration, 90 percent of U.S. businesses are family owned  and employ 62 percent of the workforce. In addition, small companies fuel roughly 64 percent of the country’s gross domestic product. Then why do only 30 percent of such companies succeed in the second generation and just 15 percent make it to the third?

Read more

Homeowners Insurance for Older Homes

Homeowners Insurance for Older Homes

Before we delve into the topic of getting homeowners insurance for older homes, we must first answer the question, “Just what counts as an ‘older home?’” If you watch a lot of HGTV’s Fixer Upper or other home improvement shows, you might define an ‘older home’ as one built in the 1920s, 1930s or 1940s.

Read more